Ecological Health Perspective Public

Ecological Health Perspective Public

Ecological Health Perspective Public

American Health care reform is the biggest issue facing the country at present. There are many ways to look at possible strategies, but without some kind of government program, it would be difficult to offer everyone coverage without seriously regulating private insurers. To ensure that everyone is covered, insurance agencies will have to collectively provide affordable insurance for every citizen, including Americans who do have serious conditions, or there must be some backup plan that people, whose coverage would seriously strain private insurers, may resort to. That is why President Obama's health care reform plan includes such an entity.

The Public Option and Its Intent

The public option, which Democrats are considering "reforming" in itself as it is a highly-debated issue, would be a government program that offered insurance coverage at affordable rates. Although it was not proposed to effect anyone who presently has coverage from private insurers, the plan would allow people to switch from their agencies if they preferred the government-run coverage option. The purpose of the public plan, however, is to provide coverage to those that are not able to afford it from insurance agencies. Even though this government program would compete with private agencies, without the public option, the only way to ensure that everyone is able to receive coverage would be to force private insurers to collectively cover every citizen, which would seem to place larger strains on the agencies.